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Under contract-accepting backup offers. One or more photos were virtually staged. Enjoy a ‘maintenance free’ lifestyle at the beautiful Bayside Key, a gated townhome community nestled in the desirable waterfront neighborhood of The Villages of Bayport. This charming 2-bedroom, 2. 5-bathroom townhome features an ideal open floor plan. The kitchen boasts a passthrough to the dining room and living room, creating an open and airy flow perfect for entertaining or casual living. Upstairs, each bedroom has its own ensuite bathroom, with the primary bedroom offering a massive closet that runs the length of the room. The entire upstairs is a wood laminate flooring, no carpet in the entire home! A convenient half bath is located downstairs for guests. Step outside to the screened-in, tiled patio with a storage closet—perfect for enjoying the Florida weather. Recent updates include a new hot water heater (2025), newer air conditioner (2022), whole home water softener (2022) and new appliances including a refrigerator, dishwasher, and washer and dryer. The entire home has just been freshly painted. Bayside Key offers a relaxing pool and tennis courts as part of their amenities. The HOA fee covers water, sewer, trash collection, blanket insurance on all structures, exterior painting, roof replacement, exterior building maintenance, lawn care, and access to the community pool and tennis courts. This home has NEVER had water issues in the 23 years of ownership including the recent storms. This prime location is centrally located to ALL of Tampa Bay. A short drive to St. Petersburg, Clearwater, beautiful beaches, the Tampa International Airport, tons of downtown dining and shopping venues and more. Move-in ready and waiting for you to call it home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$205,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,720 | $164,720 | $164,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $41 | $41 | $41 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,028 | $1,082 | $1,379 |
Total Monthly Payment | $1,144 | $1,198 | $1,495 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.