281 CYPRESS LANE, Oldsmar, FL, 34677 | $216,000

This lovely first floor condo offers Maintenance Free living in the gated community of desirable East Lake Woodlands Country Club tucked away in the Cypress Estates II area. This pleasant and well designed condo offers expansive conservation views of the tree lined manicured lawn overlooking the winding canal/pond with preserve background. Ceramic tile thru out the entire condo (newly installed in the kitchen, living and dining area). Upon entry, you are greeted with a welcoming open space for dining and living area, sliding glass doors onto the lanai (where the stackable full size washer and dryer are located in the utility closet) and your private backyard preserve. The breakfast bar into the eat in kitchen offers plenty of light from the window setting, with lots of cabinets, counter space and closet pantry. The condo is designed with a split bedroom plan, the tiled primary bedroom offering two walk in closets along with linen closet into the private bath with tiled shower and built in cabinets. The spacious guest bedroom has wall closet, window in the front to keep it light and bright, guest bath with a pedestal sink and shower/tub combination. This home is a vibrant, welcoming home that offers a convenient and comfortable floor plan and modern features that will surely separate it from the others. This first floor condo is located in flood zone X500 which does not require flood insurance, newer a/c from 2023 and offers a nearby heated community pool. Your condo is an easy commute to Westfield Countryside Mall, area shopping, various restaurants and entertainment plus the sandy beaches of Honeymoon Island along with local parks and walking trails for your low stress lifestyle. More dining and shopping in the surrounding downtown areas of Tarpon Springs, Dunedin and Safety Harbor. The community is a pet friendly community.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet, Outside
  • Complex: EAST LAKE WOODLANDS CYPRESS ESTATES
  • Year Built: 1980
  • Approx Sq. Feet: 1,054
  • Est. Taxes: $521
  • Condo Fee: $449 Monthly
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8372214
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/TB8372214/281cypresslane_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2025 11:32:08 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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281 CYPRESS LANE, Oldsmar, FL, 34677

$216,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $172,800 $172,800 $172,800
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $43 $43 $43
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,092 $1,135 $1,447
Total Monthly Payment $1,210 $1,253 $1,565

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.