Discover the perfect blend of comfort, space, and opportunity in this well-built ranch-style home, nestled in the highly desirable Jamesport community. Situated on a generous lot, this home offers a spacious primary bedroom, two additional bedrooms, and a versatile den—ideal for a home office, creative space, or cozy retreat along with two full bathrooms; convenience and functionality are at the heart of this home. The inviting eat-in kitchen is perfect for everyday meals, with plenty of potential to customize to your taste. Adjacent to the kitchen, the formal dining room opens directly to a deck, seamlessly connecting indoor and outdoor living—perfect for entertaining or simply enjoying the fresh air. Unwind in the expansive living room, a warm and welcoming space designed for gatherings and relaxation. Downstairs, a large unfinished basement with a convenient half bath offers endless possibilities. Whether you envision additional living space, a recreation area, or ample storage. Step outside to a sprawling yard, ideal for outdoor activities, gardening, or simply soaking in the tranquility. The massive detached two-car garage is a standout feature, offering ample space for vehicles, storage, and more. Above, an unfinished loft provides an exciting opportunity for a workshop, studio, or additional storage. This home is being sold as is, presenting a fantastic opportunity for buyers looking to personalize a home to their tastes. Whether you're looking to customize your dream home or take advantage of its generous layout and potential, this property is a must-see. Don’t miss out on this incredible opportunity to own a home in sought-after Jamesport!
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,999 | $575,999 | $575,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $881 | $881 | $881 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,641 | $3,784 | $4,822 |
Total Monthly Payment | $4,614 | $4,757 | $5,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.