113 PALM AVENUE, Anna Maria, FL, 34216 | $1,950,000

ARE YOU READY FOR THIS?! This GROUND level home did not get any water or flood during the hurricanes! Not even in the pool! Now is your chance to own WEST of Gulf Drive on Anna Maria Island! They don’t come up often- only 5 houses to the Gulf!! This quaint and cozy beach cottage is 2 bedrooms, 3 full baths, formal living room, great room AND fully enclosed and under air lanai. SO much living space to hang and relax! Stay cool under the covered patio in the shade on hot summer days and a large outdoor shower to rinse off from the beach. Enjoy the private back yard with lush landscaping, heated salt water pool, sun shelf, paver deck and spa with specialty lights! Owners did many upgrades in 2022-2024 which include the pool, electrical, AC, water heater, 3rd bathroom, new roof, hurricane shutter on front (remote controlled) and all impact windows and doors! This is the perfect opportunity to own your little slice of paradise on Anna Maria Island!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 3 full
  • Laundry: Laundry Closet
  • Year Built: 1968
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,736
  • Acreage: 0.13
  • Est. Taxes: $20,205
  • Pool: Heated, Salt Water
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: A4646114
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /eprop/A4646114/113palmavenue_annamaria_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2025 5:47:10 PM)
Listing courtesy of SATO REAL ESTATE INC.   Phone: 941-778-7200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

113 PALM AVENUE, Anna Maria, FL, 34216

$1,950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,560,000 $1,560,000 $1,560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.764% 6.726%
Monthly Tax Payment $1,684 $1,684 $1,684
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,605 $9,989 $13,589
Total Monthly Payment $11,414 $11,798 $15,398

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.