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This pristine, well maintained, upgraded and spacious Craftsman Colonial built in 2014 is ready for you to call Home! 3 Bedrooms and 2. 5 Baths with additional finished living space in the Basement will provide you with all of the indoor space you need. Interior Upgrades include blower fan w/ remote added to Gas Fireplace; Basement Finished (2021) adding 360 sq ft of living space; Electrical adding separate 60/80 Amp subpanel and whole house generator plug (2021); Gas Water Heater - A. O. Smith commercial grade 50 gallon (2023); Speed Queen commercial grade Washer/Dryer (2024 - $4, 400 value). Outside, the home is situated on a 1/4 acre lot, located at the end of a cul-de-sac. 8 home street just recently developed in 2014. Exterior Upgrades include Deck renovation with Trex brand composite decking, white PVC trim boards and white Vinyl railings (2019); UNILOCK brand patio pavers off deck - 17 ft X 17 ft (2020); Anderson ventilating storm door on Front Entry door (2021); Sprinkler/Irrigation watering system with app-based WiFi control and Deduct Meter (2021); Leaf Filter brand gutter protection/gutter guards (2021); Front Porch decking and trim boards completely stripped and refinished (2024). This home spares no details. Granite Kitchen and Baths; GE Profile appliances; Bamboo hardwoods; Luxury Vinyl Plank flooring and Cedar Closet in Basement; Oversized (576 sq ft) 2 Car Garage can easily fit two cars and accommodate all storage needs. Nothing to do but move in. Welcome Home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $509 | $509 | $509 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,978 | $3,095 | $3,945 |
Total Monthly Payment | $3,579 | $3,696 | $4,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.