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Includes Virtual Photo’s In Listing. Custom Built Block Home With Gunite Heated Screened Pool & Spa, 4 Bedrooms, 3 Full Baths & 2 Car Garage. No HOA. 1yr Home Warranty Included. Great Country Location In North Polk County On Rt 33 With Easy Access To Rt 27/4 Corners Area & Lakeland Rt 98 & I-4. Spectrum Cable & Internet Service Available. Updates & Upgrades Include New A/C & Water Heater 2025, New Septic, New Exterior Paint, New 100gal Water Tank For Water Treatment System 2024. Roof Replaced In 2023. Luxury Vinyl Flooring Installed In Living Room, Dining Room & Family Room In 2022. Propane Pool Heater Replaced In 2019. Generac Propane Whole House Generator With Auto Switch & Leased 100gal Propane Tank. The Inside Open Area Living Room & Dining Room Feature Tall Ceilings & Neutral Paint. The Eat In Kitchen Is Open To The Family Room With Slider Access To Screened Pool/Spa Area. The Kitchen Features Lots Of Wood Cabinets, Granite Counters & Laundry Area. The 3rd Full Bath At The Rear Of The Home Features A Remodeled Title Shower With Access To The Pool Area. The Privacy Primary Bedroom Features A Slider Access to The Pool/Patio, En Suite Bathroom With Soaking Tub & Walk-In Shower. The Other 3 Bedrooms Are On The Opposite Side Of The Home With Access To 2 Full Bathrooms. The Exterior Approx. Half Acre Area Is Fully Fenced With 4ft High Chain-link & An Electric Gate At Driveway. The Pool Area Features A 22ftx10ft Under Roof Patio Area. A Large Wood Deck (14ftx30ft) Just Outside The Screen Pool For Entertaining Features A Wood Arbor (14ftx19ft) With Solar Lighting. Jasmine Plants Just Off The Deck Give A Great Zen Feel To The Entertaining Area. The Yard Features A Wooden Shed For Storage. The Water Treatment System Is Owned. The Propane Tank Is Leased & Can Be Transferred To The New Owner. The Yard Area Is Approx A Half Acre With Extra Fill To Elevate The Home & Approx 4. 3 Acres Behind Is Conservation Low Land Ensuring No Rear Neighbors. No Water Or Sewer Bills, Property Has Well & Septic. No HOA Allows You To Bring Your Toys, Boats, Trailers & Pets. Zoning Is Agricultural Rural Residential & Allows For Farm Animals Including Chickens. Distance To Rt 27 & Major Shopping Is Approx 12. 1 Miles. Distance To I-4 At Champions Gate Is Approx. 17 Miles, At Polk City 13 Miles, To Rt 98 Approx 22 Miles. Enjoy Easy Access To Orlando, Tampa, Lakeland, Davenport, Auburndale, Clermont & Theme Parks.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,890 | $3,683 |
Total Monthly Payment | $3,205 | $3,314 | $4,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.