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Welcome to this stunning home located in the highly sought-after 55+ community of Cresswind at The Ponds, an active adult neighborhood that offers luxurious living and peaceful surroundings. This meticulously maintained residence is one of the exclusive Palm floor plans, one of the largest single story designs of which only five were ever built in the community. This exceptional home boasts 2, 848 square feet of living space on a private, premium . 21-acre lot that backs up to a designated natural conservancy with a 2-car side load garage and a professionally landscaped exterior. The interior has been beautifully updated with high-end finishes, including the popular Sherwin-Williams Sea Salt paint throughout, creating a serene and welcoming atmosphere. Each window is adorned with custom plantation shutters. The heart of this home is the expansive living area, which features luxury vinyl plank flooring, adding both style and durability. The open layout allows for effortless flow between the living room, dining area, and gourmet kitchen. This kitchen is designed for those who love to entertain or simply enjoy cooking in style. It features white cabinetry, stunning glass tile backsplash, and top-of-the-line appliances with wall ovens and a gas cooktop. Designer brushed brass pendant lighting and an updated chandelier in the dining area to enhance the elegance of this home. The kitchen is both functional and beautiful, with soft close cabinets and drawers, a 10-foot center island topped by quartz countertops, making it a perfect place to prepare meals for family and friends. There are two secondary bedrooms, both featuring their own en-suite bathrooms and ample closet space. The office located at the front of the home, boasts double French doors and a tray ceiling. Each space is separate, giving family members and guests their own private retreat. There is also a spacious powder room featuring a pedestal sink in addition to the guest bathrooms. The home offers brand new carpeting in all the bedrooms, providing a plush feel underfoot. The primary suite is a true retreat with a large walk-in closet and an en-suite bathroom that includes seamless glass shower door, a granite countertop with dual sinks, giving plenty of space to relax and unwind. Step outside to the Four Seasons porch, an upgrade from a covered patio when the home was purchased. This inviting space features a mini split system, adding to the square footage of the home and allowing for year-round use and comfort. The extended outdoor patio also boasts a gas line for grilling, perfect for entertaining or relaxing outdoors. The home also offers a laundry room which features granite countertops and a utility sink with extra cabinet storage, making everyday tasks more convenient. The current owners added whole home Gutter Guards for easy ongoing maintenance. The property is situated on a curve on a neighborhood street, ensuring a peaceful and private location, and it backs up to a natural conservancy providing privacy and scenic views. Located in the vibrant town of Summerville, residents of Cresswind have access to 19 miles of hiking trails, ponds for fishing, Schultz Lake, canoeing, wildlife watching, or even kayaking from the community kayak launch. Residents also enjoy the 10, 000 square foot amenity center which includes a full-time social director, pickleball and bocce ball courts, a gym, demonstration kitchen, craft room, hot tub, resort style pool, and so much more. Don't miss this opportunity to experience luxurious, low maintenance living in a thriving community!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,119 | $3,284 | $4,151 |
Total Monthly Payment | $3,211 | $3,376 | $4,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.