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Charming Luxury Villa Steps from the Ocean | High-Income Rental OpportunityNestled in a tranquil corner of Kiawah Island's desirable East Beach, this bright and cheerful second-floor Windswept villa combines luxury living with strong rental performance. Soaring ceilings and abundant natural light create an airy, inviting atmosphere throughout the space. Sold furnished (with minor exclusions), this turn-key property is ideal as a vacation getaway or income-producing investment. The open-concept living and dining area exudes coastal charm, featuring stylish beach-inspired decor, ample seating, a flat-screen TV, and direct access to a private back deck. The dining area comfortably seats four and flows effortlessly into the fully equipped kitchen, perfect for preparing meals after aday at the beach. The spacious bedroom offers a king-size bed, TV, and a private ensuite bath with a shower/tub combo, ensuring comfort and relaxation. Step out onto the back deck and feel transported to your own treetop retreat. Surrounded by lush greenery and just 222 feet from the beach access, this serene outdoor space offers the perfect place to unwind, listen to the waves, and soak in Kiawah's natural beauty. Whether you're seeking a peaceful island escape or a high-performing rental property, this exceptional villa delivers on all fronts. At closing, Buyer is to pay . 5 of 1% of the sales price to KICA.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,600 | $459,600 | $459,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,867 | $3,019 | $3,847 |
Total Monthly Payment | $2,959 | $3,111 | $3,939 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.