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MULTIPLE OFFERS - HAB by 8: 00PM 4/14/2025 Introducing this charming four-bedroom, two-bath home, strategically nestled in a quaint Jacksonville community just a stone's throw from major highways and shopping havens like the St. Johns Town Center. If new is what you seek, rejoice, for this home boasts a new roof and an inviting new deck, perfect for morning coffees or evening star-gazing. As you step inside, you'll find a versatile space that could serve as a formal dining room or a bonus area, leading you into a beautiful open kitchen with custom cabinets, sleek granite countertops, a breakfast island, and additional storage around the refrigerator make both cooking and socializing a breeze. The brightness of the kitchen is extended with sliding doors that open up to a private patio, ideal for weekend brunches in the sunshine. The Great Room is more than just great; it's spectacular, featuring a custom built-in entertainment center and a cozy wood-burning fireplace that promises to warm up those cooler evenings. Slide open the doors and let the party spill out onto the covered lanai and beautiful wood deck, catering perfectly to hosts with a love for indoor-outdoor living. Sleeping quarters are no less impressive, with each room boasting custom closet built-ins, maximizing every inch of space. The primary suite elevates everyday routines with a luxe dual-head tile shower, twin-sink vanity, and a walk-in closet ready to organize your latest fashion finds. Plus, the fourth bedroom features direct access to the lanai, ensuring every morning starts with a view. Thoughtfully designed for comfort, convenience, and a touch of luxury, this residence is a true gem, ready to be the backdrop of your life's next chapter. Call today for your personal tour - your future home awaits! Preferred lender Duncan Yehl (NMLS 2619986) with Movement Mortgage (NMLS 39179) offering 1% credit of buyer's loan amount towards buyer's closing costs and prepaids when using him for financing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$394,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,920 | $315,920 | $315,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $439 | $439 | $439 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,100 | $2,645 |
Total Monthly Payment | $2,537 | $2,614 | $3,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.