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Nestled in a serene cul-de-sac in Poughkeepsie, this enchanting 4-bedroom, 2-bathroom split-level home is designed to delight and inspire. With a sprawling 2, 304 square feet of living space, this residence effortlessly combines comfort with functionality. The heart of the home is the expansive eat-in kitchen, perfect for morning coffees or bustling family dinners. Adjacent to this is a cozy sun room and a living room, warmed by a charming fireplace, making it a perfect spot for relaxation or hosting guests. This house features not just one but two standout amenities for those with a penchant for mechanics or construction: a commercial-grade garage and a potential "mother-daughter" setup that promises versatility and convenience. The presence of hardwood floors throughout elevates the aesthetic of the interiors, adding a touch of elegance to every corner. Additional offerings include a capacious basement, ideal for storage or extra living space, and a practical carport to shield your vehicle from the elements. The locale is particularly noteworthy, being within proximity to key community features such as the distinguished Roy C Ketcham High School, Hillis Park for your leisurely afternoons, ALDI for your grocery needs, and the New Hamburg train station, facilitating your commuting or travel plans. Whether you're a budding mechanic, a growing family, or someone who loves the charm of a well-rounded home, this property promises to tick all the right boxes, blending suburban tranquility with rich amenities to create your perfect abode. Welcome to a home where every day feels like a delightful chapter of your own story.
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Our Executive Mortgage Banker:
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$444,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,200 | $355,200 | $355,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $1,136 | $1,136 | $1,136 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,216 | $2,333 | $2,973 |
Total Monthly Payment | $3,427 | $3,544 | $4,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.