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Discover the charm and endless potential of this Cape-style residence, perfectly situated on one of the few full one-acre lots in the neighborhood. Offering a unique combination of space, flexibility, and value, this home is a rare find in today’s market. An oversized mudroom with ample storage is ready to meet all of your soon-to-be Vermont needs. The kitchen seamlessly connects the bright and inviting family room complete with a gas fireplace into the dining area and rest of the house. The main level features a bedroom with an adjacent full bath, providing the convenience of single-level living. An additional room off the main living space offers the perfect setting for relaxed gatherings, complete with a second gas fireplace, cathedral ceiling, and easy access to the large backyard deck. Upstairs, two bedrooms share a full bath. The full, partially unfinished basement offers great potential for expansion or creative storage solutions. The expansive backyard is ideal for outdoor activities, offering a private retreat for peaceful relaxation or to enjoy the many owner-maintained gardens. Conveniently located just minutes from schools, shops, restaurants, ski destinations, hiking trails, and cultural attractions, this home is perfectly positioned to enjoy all that Manchester has to offer. Whether you're seeking a primary residence or a second home, this property presents an economical entry into Manchester for those willing to invest in its promise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,946 | $2,050 | $2,612 |
Total Monthly Payment | $2,021 | $2,125 | $2,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.