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Discover a unique offering in Riverside Oaks, the gated enclave in Sanford, Florida with the only private community access to the St. Johns network of waterways and the Southern shore of Lake Monroe. This home was constructed by Toll Brothers in the early phase of the community on one of only four premium ¼ acre lots, with mature hardwoods. Few builders offer a community pool and cabana, 8’doors throughout, triple tandem garages, and elevated ceilings as included features. Those features were enhanced with extensive upgrades, including a triple lanai door, an extended, covered lanai with double privacy walls, tray ceilings in the living room and primary suite, the gourmet kitchen package, a beverage center with reverse osmosis water delivery, an 8’ tall garage door and many other optional items. The journey continued with post-close installation of white oak engineered hardwood, impact resistant entry door with a multipoint locking system, custom millwork to include coffered ceiling, crown molding, 8” baseboards, door/window casings, feature walls in foyer and custom primary closet, office and walk-in pantry, commercial impact/UV resistant window film on all windows and triple sliding door, The marble backsplash in the kitchen continues to the ceiling in a herringbone pattern which repeats in the pantry. This is an incomplete list with details available upon request. The gracious foyer and office/den provide an arrival zone for visitors, leading down an expansive corridor to the beverage center and private spaces beyond. The proportions and layout of this home create a sense of warmth and comfort, perfect for entertaining and everyday family living. The kitchen is Instagram-ready but equipped for the serious cook with a powerful hood vent and induction cooktop. The matching apron farm sink and prep sink are convenient for the “2-person” kitchen. The view from the kitchen is green and lush, with Spanish moss swaying in the breeze as it hangs from mature oak trees, keeping company with Natchez crepe myrtles. Sunset glows through the trees and provides romance for cocktails on the lanai, with privacy provided by Sweet Viburnum hedges and fencing all around. Returning to the primary suite to end the day, hand-made grass cloth wallpaper provides a cocooning effect. A spa moment is ahead with the deep, free-standing tub with dimmers on every light providing ambience. Entry into the primary closet reveals custom cabinetry and organization. The specialty lighting throughout the home complements the interior with multiple sconces and picture lighting. This home is complete with fresh professional interior and exterior paint by BM/SW. All interior doors have been painted and fitted with specialty hardware. The HVAC system is three years old and recently serviced. Irrigation zones have been customized to accommodate the landscaping, operated by a digital controller and recently serviced. Sanford has become a destination in Central Florida for dining and entertainment. A new Publix is nearby with ongoing retail development. Sanford International Airport is minutes away, while Orlando International Airport is freeway-accessible in 35 minutes via State Road 417. New Smyrna Beach and the glorious Atlantic beaches are a half hour from Riverside Oaks. If you are looking for a special, turnkey home with customized elements on one of the best lots in a new community, schedule your private tour today.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $542,400 | $542,400 | $542,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $411 | $411 | $411 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,384 | $3,563 | $4,541 |
Total Monthly Payment | $3,887 | $4,066 | $5,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.