7672 140TH STREET, Seminole, FL, 33776 | $889,000

CAPE COD CHARM MEETS KEY WEST COASTAL VIBES in Harbor View, one of the most sought after neighborhoods in Seminole! This 4-bedroom plus den, 3. 5-bath BEAUTY is just a quick walk to the SUGARY SANDS of Indian Shores Beach and blends elegant charm with beachy ease. Let's start with curb appeal: the PAVER DRIVEWAY (2023), tropical landscaping, and the Key West-style balconies set the tone immediately. You'll know this one is special the second you pull up. Step inside the bright & welcoming foyer leading to a versatile first-floor suite—perfect for in-laws, guests, or even your own private office with its own full bath and backyard access. But the REAL MAGIC begins upstairs, where soaring ceilings, an abundance of natural light, 8-inch baseboards set the tone for elevated living. The open-concept kitchen is gleaming with quartz countertops, a sleek cooktop island, newly refinished hardwoods (2024), newer stainless steel appliances (2023-2024), and a CHARMING breakfast nook that practically begs you to slow down and savor the morning. The formal dining room is built for gatherings, while the oversized family room—complete with a fireplace—is the heart of the home. And just off that, a COZY den that’s ideal for movie marathons or a tucked-away work-from-home zone. Up another level, you find your true retreat—the PRIMARY SUITE. A generously sized space with a vaulted ceiling, this haven features a spa-inspired bath with a large tile shower, freestanding tub, and double vanity, along with your own PRIVATE balcony access, and a widow’s peak with serene treetop views. Also on this floor, you have two other spacious bedrooms with vaulted ceilings and luxury vinyl plank flooring, a laundry room, and full bath rounding out the space. Out back, it just keeps getting better. Chicago brick walkways guide you to your private retreat, complete with a firepit and an outdoor shower perfect for washing off after a day at the beach. And all the major updates are already handled: roof (2020), flat roof (2024), water heater (2023), and a water softener & filtration system (2024). Bonus: the oversized garage has room for cars, carts, and is equipped with overhead storage racks. This home isn’t just move-in ready—it’s live-your-best-life ready. Come feel the GULF breezes from one of the verandas, swing open the French doors, and start your next chapter in paradise.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 60 x 110
  • Laundry: Inside, Laundry Room
  • Style: Key West
  • Year Built: 1990
  • Garage: 2-car Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,840
  • Acreage: 0.15
  • Lot Size: 60 x 110
  • Est. Taxes: $7,079
  • Lot Desc: Flood Insurance Required, FloodZone, Unincorporated
  • Elem. School: Bauder Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: TB8371325
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/TB8371325/7672140thstreet_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 1:28:12 AM)
Listing courtesy of WATERFRONT REALTY TAMPABAY   Phone: 727-320-9283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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7672 140TH STREET, Seminole, FL, 33776

$889,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $711,200 $711,200 $711,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment $590 $590 $590
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,321 $4,554 $6,195
Total Monthly Payment $5,003 $5,236 $6,877

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.