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Big price change! Welcome to this wonderful home in the highly desirable Esplanade of Artisan Lakes located in North Manatee County. This Roma model (1, 685 sq. feet 2/2 plus den) is on a corner lot with mature landscaping making it very private in the front, side and in the back yard. The Lanai is extended, screened in and partially covered for enjoying your outdoor space! The kitchen has stainless steel appliances and granite counter tops. There is a separate dining area adjacent to the kitchen. The primary bedroom has bay windows and a walk-in closet. The en-suite bathroom has dual sinks, a separate tub and walk-in shower. The secondary bedroom is at the front of the house with a bathroom adjacent to the bedroom (you can close the door to the hall and bath, making this an en-suite bathroom). It has a tub/shower combination with granite counter tops. The office/den across the hallway has french doors allowing this to be a very flexible space! The laundry room is just off the two car garage. The outside of the home is scheduled to be painted in May! Home ownership in the Esplanade entitles you and your guests to full access of all of the wonderful amenities at both amenity centers. There is a state of-the-art fitness center and an onsite lifestyle manager to coordinate special events and activities. You can enjoy resort-style pools, hot tubs, and a resistance pool. There are tennis and pickle ball courts. There is a large event lawn near the outdoor fire pit and the bocce ball area overlooking the lake. The Esplanade has two dog parks, a playground and paved walking trails. The HOA provides all of these great amenities plus cable TV, internet services, yard maintenance and irrigation. The Esplanade is in a great location just 30 minutes from St Petersburg beaches, 30 minutes from Sarasota and an hour from Tampa. Built at 35' above the flood level this neighborhood is at the highest elevation in the county - NOT IN A FLOOD ZONE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $533 | $533 | $533 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $2,076 | $2,645 |
Total Monthly Payment | $2,579 | $2,684 | $3,253 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.