2096 CHURCH CREEK POINT, Largo, FL, 33774 | $605,000

Nestled between Clearwater and Belleair, this stunning, sold FULLY FURNISHED, 3 bedroom, 2 bathroom home exudes coastal charm and effortless elegance. From the moment you step inside, you’ll be captivated by its character, warmth, and timeless style.
Polished terrazzo floors flow throughout, while large windows across the entire back of the home bathe the space in abundant natural light. To the left, the inviting living room boasts original wood beams and a stunning brick wood-burning fireplace, creating a cozy yet refined ambiance.
To the right, the beautifully designed kitchen features quartz countertops, high-quality wood cabinetry, and a seamless connection to the home’s airy and bright Florida room. This entertainer’s haven includes a stylish wet bar, complete with a fridge, cabinet space, and matching quartz countertops that create a cohesive and coastal elegant feel.
The bedrooms are thoughtfully positioned to the right of the home, connected by a well-appointed Jack-and-Jill bathroom. Each guest room features charming alcove-style windows, enhancing the home’s inviting appeal. The owner’s suite is a private retreat, featuring a walk-in closet, an impeccable master bathroom, and sliding doors leading to the Florida room. The original wood beams further enhance the beachy charm of this coastal main suite.
This home has been meticulously maintained, tastefully designed, and beautifully furnished. Every single detail has been carefully thought through, and it was remodeled with high-quality fixtures and features, built to last, ensuring timeless beauty and durability.
Outside, the fully fenced backyard offers a serene escape, complete with a concrete patio perfect for unwinding, enjoying the coastal breeze, and savoring the salt air year-round. The beautiful front yard and driveway, accented by rocks and palm trees, create a stunning first impression, blending natural beauty with a coastal feel. Additional highlights include impact windows, an oversized two-car garage, a new washer and dryer, split A/C system for energy-efficient comfort.
This home is more than just an address, it’s a lifestyle. Just a short bike ride to breathtaking Gulf sunsets and the vibrant Indian Rocks Beach community, known for its coastal shops, cafés, restaurants and festivals. Located minutes from Indian Rocks Beach, Belleair Beach, Sand Key Park, Pier 60, Largo Nature Preserve, Clearwater Community Sailing Center, and the Clearwater Marine Aquarium.
Don’t miss this true Florida gem, your coastal dream home awaits! Home will be sold fully furnished (some exclusions apply)
Main roof (2014) AC (2019/2025) Water heater (2025) Stainless Steel appliances (2021) Washer/Dryer (2025) Windows (2021)

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 100
  • Laundry: In Garage
  • Year Built: 1960
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,742
  • Acreage: 0.18
  • Lot Size: 80 x 100
  • Est. Taxes: $5,920
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8362927
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/TB8362927/2096churchcreekpoint_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2025 8:32:09 AM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2096 CHURCH CREEK POINT, Largo, FL, 33774

$605,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $484,000 $484,000 $484,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $493 $493 $493
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,059 $3,180 $4,052
Total Monthly Payment $3,644 $3,765 $4,637

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.