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Architecturally designed modern home plus separate legal rental cottage in top southern location, moments to the NY border & right on the shuttle route for the Katonah station. Total 3, 052 sf including main house w/2, 080 sf, 3 BR, 2/1 baths, extensive recent updates, soaring ceilings & loads of natural light; plus separate driveway to 5 room, 2 story, 1 BR income producing cottage (continuously rented) w/972 sf, vltd ceilings, exposed beams, fplc w/wood stove, bright kitchen, sunroom, office, & full bath. Set back privately on 1. 56 acres w/stone walls, bluestone patio, organic raised bed vegetable garden, plus flowering perennial gardens. The main residence features a gracious foyer & great flow. The formal DR w/built-ins is open to the newly remodeled designer kitchen featuring subway tiled backsplash, quartz counters/breakfast bar, Subzero fridge; sunny dining area w/sliders to the stone patio; & open to the family room. The first floor also features a dramatic LR w/vltd ceiling which adjoins a spacious den, also w/cathedral ceiling, ideal as game room, office, or studio. The 2nd level features hardwood floors; newly remodeled designer hall bath; lux primary suite w/WIC & private bath; plus 2 additional BRs, one w/ladder to bonus sleeping loft. Like new inside & out: new roof; new siding; new boiler; central air plus (2) split systems; new roof solar panels plus full house Tesla solar power battery; backup/generator in garage w/new circuit panel & more!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Vaulted Ceiling | 10.0 x 12.4 | Upper |
Bedroom 2 | Hardwood Floor | 10.0 x 12.4 | Upper |
Bedroom 3 | Vaulted Ceiling,Beams,Wall/Wall Carpet | 10.5 x 19.5 | Other |
Den | Vaulted Ceiling,Hardwood Floor,Laminate Floor | 13.9 x 19.4 | Main |
Dining Room | Built-Ins,Hardwood Floor | 11.5 x 15.0 | Main |
Eat-In Kitchen | Breakfast Bar,Quartz Counters,Dining Area,Pantry,Sliders | 8.0 x 28.0 | Main |
Family Room | Hardwood Floor | 12.2 x 13.3 | Main |
Full Bath | Other | ||
Great Room | Vaulted Ceiling,Beams,Wall/Wall Carpet | 15.5 x 19.5 | Other |
Kitchen | Vaulted Ceiling,Tile Floor | 8.4 x 11.1 | Other |
Living Room | Vaulted Ceiling,Sliders,Hardwood Floor | 13.3 x 17.1 | Main |
Office | Vaulted Ceiling,Beams | 7.4 x 11.3 | Other |
Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | 12.0 x 12.4 | Upper |
Sun Room | Tile Floor | 9.1 x 14.0 | Other |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $775,200 | $775,200 | $775,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.183% |
Monthly Tax Payment | $1,088 | $1,088 | $1,088 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,402 | $4,964 | $6,542 |
Total Monthly Payment | $5,582 | $6,144 | $7,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.