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Welcome to Bay View Terrace Condominiums, a secluded 40-unit complex overlooking beautiful Anna Maria sound. It is accessible at the end of 7th St N in Bradenton Beach behind an electric gate. Although not a gated community, it does provide privacy and prevents beachgoers from parking in the property. The complex is walking distance to all the restaurants and shopping in Bradenton Beach. There are stops for the free island trolley close by. This trolley gives you access up and down the island. The complex has an in-ground pool and patio overlooking the intercoastal. Alongside the pool is a community gas grill for the guests use. There are community kayak storage racks for use by the residents and their guests. The property had a brand-new seawall installed in 2019. From here you can watch Manatees and Dolphins in the blue waters of Anna Maria Sound. But enough about the complex, let’s talk about your new home away from home. The condo is located on the second floor and was totally and completely unaffected by the hurricanes of 2025. The front of the condo faces to the southwest, filling the unit with sunshine every day. When you enter the home, you are welcomed by an open-floor plan connecting the kitchen, dining area and living room. There is a breakfast bar between the kitchen and dining area. These renovations were done approximately 10 years ago. The home has one bedroom and one full bath. In the bedroom is a sliding glass door leading to a private balcony that overlooks Anna Maria Sound to the northeast. On a clear day or night, you can see the Sunshine Skyway Bridge off in the distance. The home is being sold turnkey furnished as you can see in the photos. Outside the door to your left is a community storage room where the unit has a locked floor to ceiling storage bin for your use. There is also a coin operated laundry room directly beneath your condo making it easy to access. The condo association is self-managed and has one of the lowest quarterly fees on the island. These fees cover almost all of your amenities. The association is working through all the renovations to bring the complex back to its glory. Coming soon there will be new landscaping, exterior paint and new decking installed on all the public balconies.
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $339 | $339 | $339 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,245 | $2,364 | $2,989 |
Total Monthly Payment | $2,658 | $2,777 | $3,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.