4146 LIBRARY STREET, Port Charlotte, FL, 33948 | $679,900

Welcome Home! Paradise awaits at this beautiful waterfront home with a stunning view of an intersecting canal situated on a double lot with 160 feet on the water and direct boating accessing to Charlotte Harbor and the Gulf of America. This home comes equipped with a 10, 000 lb boat lift and a 372 sq ft private dock, making it a boater’s paradise. Spend your days kayaking or cruising the Manchester Waterway and beyond or simply fishing from your private dock. The spectacular lanai is 56X33 sq ft and perfect for entertaining, relaxing or swimming in your solar heated pool all while enjoying the water views and wildlife. Once inside, you will be captivated by the water views and open floor plan. Completely updated and meticulously maintained, there is nothing more for you to do than move in and enjoy the Florida Lifestyle. The great room, open to the Kitchen, has sliding glass doors leading to the lanai and pool. The kitchen boasts wood cabinets, granite countertops, breakfast bar, dinette area with sliding glass doors and large windows overlooking the pool, newer appliances and recess lighting. The spacious primary bedroom with walk-in closet enjoys sliding glass door access to the lanai and pool via a private 13x10 lanai and the en-suite bath boasts granite counters, double sinks and shower. This split bedroom home provides privacy for your guests with 2 additional bedrooms, the 2nd bedroom having sliding glass doors leading to the lanai. The 2nd bath with granite countertops allows access to the lanai. This house boasts tile throughout, complete hurricane protection, irrigation, exterior cameras around house and boat lift, security system, smart thermostat, new gutters, soffits, fascia, downspouts and fascia in 2025, 7 new impact windows and 2 impact doors in 2022, pool resurfaced and new AC in 2021, dock extension, new roof and boat lift in 2017. The adjoining property at 4154 Library St is included in the sale price and features an additional lot equipped with a seawall, dock, and a secure fence, providing endless possibilities for expansion or privacy. Complete Furniture package is available. Enjoy the walk-through video and view this house, you will not be disappointed.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 160 x 125
  • Laundry: Inside, Laundry Room
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,855
  • Acreage: 0.46
  • Lot Size: 160 x 125
  • Est. Taxes: $6,875
  • Elem. School: Meadow Park Elementary
  • Middle School: Murdock Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, Lighting, Screen Enclosure, Solar Heat
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7507804
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7507804/4146librarystreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2025 5:08:09 PM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-627-3321

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4146 LIBRARY STREET, Port Charlotte, FL, 33948

$679,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $543,920 $543,920 $543,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.154% 6.248%
Monthly Tax Payment $573 $573 $573
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,438 $3,615 $4,587
Total Monthly Payment $4,103 $4,280 $5,252

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.