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Don't miss this incredible opportunity to own a unique, income-producing mixed-use commercial and residential building located in the vibrant Habersham Marketplaceāhome to award-winning restaurants and charming boutiques.
With no restrictions on short-term rentals for the residential unit, this property offers exceptional flexibility. It's ideal as a full-time residence, vacation home, or Airbnb rental property, with the added benefit of consistent income from an established long-term commercial tenant on the ground floor. Just five miles from the Marine Corps Air Station and seven miles from downtown Beaufort, this location provides easy access to work and entertainment.
The first-floor commercial unit features a welcoming reception area, a spacious office, a bathroom, and ample storage. This space also offers the potential to be converted into additional living quarters or guest accommodations, providing even more versatility for owners looking to expand their residential footprint.
Upstairs, the two-story residential loft is both stylish and spacious. The open-concept main living area includes a beautifully appointed kitchen, dining, and living space with soaring wood ceilings and polished concrete floors. The second floor boasts rich wood flooring and two generously sized bedrooms, each with its own private bath.
Just outside your door, the vibrant Habersham lifestyle awaits. Residents and guests are only steps away from majestic oak-lined parks, tennis and pickleball courts, a playground, dog park, community garden, and a welcoming clubhouse. The community also features a pool, boat dock, launch, and storage, along with beautifully landscaped green spaces offering serene views of Habersham Creek.
With strong rental potential, minimal restrictions, and a thriving community setting, this property offers a rare opportunity to live, work, and invest in one of the Lowcountry's most desirable communities.
This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,890 | $3,653 |
Total Monthly Payment | $2,837 | $2,982 | $3,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.