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Imagine stepping into a beautifully remodeled duplex loft in White Plains that effortlessly marries urban chic with cozy warmth. Newly renovated floors and a freshly painted interior set the tone for a space elevated by high cathedral ceilings with skylights, which flood every corner with natural light. The modern culinary hub features sleek stainless steel appliances, pristine white cabinetry, and a stylish subway-tiled backsplash, complemented by both an inviting eat-in area and a formal dining space that set the stage for memorable meals and gatherings. On the second level, the primary bedroom offers a private en-suite bath for a personal retreat, while the second bedroom, highlighted by vaulted ceilings and additional skylights, creates an energizing yet relaxing ambiance. A wood-burning fireplace adds character and warmth to the living area, perfect for unwinding after a long day. Beyond the interiors, the property offers even more convenience with a dedicated garage for secure parking or extra storage and a reserved outdoor space that extends your living area for outdoor relaxation. Positioned in the vibrant heart of White Plains, this loft places you steps away from a wealth of dining, shopping, entertainment options, and the lively downtown nightlife, with Metro-North providing a quick and easy commute to the city.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $760 | $760 | $760 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,269 | $3,228 | $4,076 |
Total Monthly Payment | $4,121 | $4,080 | $4,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.