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Welcome to your own slice of paradise, a well-maintained 2 bedroom, 2 bath waterfront home that perfectly blends the relaxed Florida Keys lifestyle with the convenience of small-town living. Nestled in a quiet, tropical setting, this property offers the best of both worlds: the peaceful ambiance of coastal living, with easy access to everyday essentials like shops, restaurants, schools, and healthcare facilities just minutes away. The home is set on sailboat-access water that leads directly to Charlotte Harbor and the Gulf Islands, making it a dream for boating enthusiasts and nature lovers alike. Coconut palms and lush, tropical landscaping surround the property, creating a serene, resort-style atmosphere. Framed beneath the canopy of these mature palms, a charming tiki hut offers the perfect outdoor retreat for entertaining guests or simply unwinding with a cool drink in hand. Enjoy the convenience of a private swim spa with a resistance feature-ideal for early morning exercise or a soothing evening soak. A floating dock equipped with a fish cleaning station makes it easy to cast a line and enjoy fresh catches right from your backyard. For those who enjoy DIY projects or gardening, a spacious metal shed offers ample storage for tools, boating equipment, or hobby supplies. Inside, the home is equally inviting. The open-concept layout is perfect for entertaining, while the kitchen features wine refrigerator, granite countertops complementing the rich wood cabinetry, and plenty of counter space for cooking and gathering with friends. Large windows fill the living space with natural light, enhancing the warm, coastal feel throughout. A carport with insulated roof provides covered parking with enough room for both your vehicle and a boat, adding even more function and value to this already exceptional property with no deed restrictions or HOA. Located just minutes from downtown Punta Gorda, you’ll enjoy quick access to the weekend farmers market, scenic waterfront parks, and miles of bike trails. The renowned Fishermen’s Village is also nearby, offering a variety of quaint boutiques, waterfront dining, boat rentals, and year-round events. If you’ve been dreaming of a Florida Keys-inspired lifestyle, complete with boating, fishing, and palm-lined tranquility-but don’t want to sacrifice the conveniences of in-town living-this is a rare opportunity you won’t want to miss.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,472 | $1,550 | $1,976 |
Total Monthly Payment | $1,910 | $1,988 | $2,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.