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11 Allegra Drive, Valley Cottage, NY, 10989 | $479,000
Introducing this fantastic tri-level townhome in Valley Cottage, offering over 1700 square feet of living space and a one-car garage! The perfect blend of comfort and convenience, this great unit features 2 spacious bedrooms, 2 full bathrooms, and smart upgrades throughout. The interior boasts large rooms with new, upgraded laminate flooring, fresh paint, and move-in ready condition. The kitchen offers ample cabinet space, a pantry, a spacious eating area, and granite countertops. Plus a formal dining room to host holidays and dinner parties. The large living room features sliders leading to a private deck and steps to the common grass area. The upper level provides a private retreat for the two bedrooms, complete with plenty of closet space and an updated bathroom featuring a custom walk-in shower with neutral decor. The walk-in level offers a convenient foyer entry, leading to the private garage, family room, and an additional full bathroom. A washer and dryer complete this level's amenities. Recent updates include a brand-new boiler with 3-zone heating, new windows (2024), a water heater (2020), and 3 wall AC units (2021). This unit's location is tucked away yet moments from the bridge, commuter bus, shopping, library, eateries, and Nyack's exciting attractions. As part of the award-winning Nyack Schools district, this townhome also boasts affordable taxes and low HOA fees of $300 per month. With its complete package of comfort, convenience, and affordability, this townhome is the perfect choice for anyone looking for a fantastic living experience!
Features
- Parking: 3-car, Assigned
- Heating: Baseboard
- Cooling: Wall/Window Unit(s)
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: Laundry Room
- Year Built: 1984
- Common Charge: $300 Monthly
- Approx Sq. Feet: 1,725
- Acreage: 0.1
- Est. Taxes: $10,780
- Elem. School: Valley Cottage
- Middle School: Nyack Middle School
- High School: Nyack Senior High School
- School District: Nyack
- Pets Allowed: Yes
- Appliances: Dishwasher, Dryer, Gas Oven, Microwave, Refrigerator, Washer, Gas Water Heater
- MLS#: 847514
- Days on Market: 21 days
- Website: https://www.raveis.com
/prop/847514/11allegradrive_valleycottage_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11 Allegra Drive, Valley Cottage, NY, 10989
$479,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
| Monthly Tax Payment | $898 | $898 | $898 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,454 | $2,547 | $3,208 |
| Total Monthly Payment | $3,427 | $3,520 | $4,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535