420 WABASH TERRACE, Port Charlotte, FL, 33954 | $498,000

Spacious, show stopping WATERFRONT (NON-FLOOD ZONE) 4 bedroom, 2 bathroom + DEN, POOL HOME in the heart of the highly desirable "Section 15" in Port Charlotte with city water & sewer! Pull in and be greeted with a tropical landscape lined path leading to your etched glass front door! RECENT UPDATES INCLUDE *NEW ROOF (2022), NEW A/C (2022), POOL HAS BEEN FULLY RENOVATED with NEW BRICK PAVER LANAI SURFACE and SOLAR PANELS ADDED 2024 making the home more energy efficient by helping to keep the cost of electricity lower. Once inside you will notice an abundance of natural light coming from the multitude of transom windows and french doors leading to your SCREED LANAI. Your foyer leads to the living room featuring soaring 12 ft. ceilings creating a sense of grandeur and airiness throughout the space! The spacious living room seamlessly flows into the dinette and kitchen, perfect for entertaining guests. The kitchen is a chef's dream, featuring ample cabinetry with custom wood pull out shelves that provide both style and functionality with solid cherry wood cabinets with crown molding, closet pantry, Stainless appliances, recessed lights, breakfast bar, granite countertops and backsplash! The primary suite features his & hers closets and an en-suite bath that has a Roman walk-in-shower, dual sinks & vanities, private toilet room and a jetted soaking garden tub! This desirable split floor plan home offers 3 guest bedrooms and an additional bathroom that doubles as a pool bath. Each bedroom is equipped with a private closet, window and ceiling fan! STEP OUTSIDE AND PREPARE TO BE IMPRESSED! The private FULLY FENCED backyard oasis is the place to be! Gather friends and family around the HUGE POOL FEATURING A WATER FEATURE, FULLY SCREENED LANAI all overlooking the waterway beyond! 2 SHEDS offer extra storage space for your yard tools and fishing supplies! This home truly has a lot of attention to detail and custom features so you need to book an appointment today to see it in person!
BE SURE TO CLICK THE FULL VIRTUAL TOUR LINKS FOR DETAILS!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1997
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Guest
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,398
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $4,553
  • Lot Desc: Cleared, In County, Landscaped
  • View: Pool, Water
  • Elem. School: Kingsway
  • Middle School: Port Charlotte Middle
  • High School: Port Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: C7508225
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/C7508225/420wabashterrace_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2025 12:51:16 AM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-225-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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420 WABASH TERRACE, Port Charlotte, FL, 33954

$498,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $398,400 $398,400 $398,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.046%
Monthly Tax Payment $379 $379 $379
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,486 $2,617 $3,308
Total Monthly Payment $2,940 $3,071 $3,762

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.