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HEAVEN ON EARTH! Gulf Island Beach and Tennis Club is a hidden gem in Pasco County located on the Gulf of America! Resort style living abounds in this exclusive community. Early risers can enjoy stunning sunrises over the canal from the guest bedroom, while evenings present relaxing views of breathtaking sunsets from the open balcony, overlooking the tranquil lagoon and the gulf. The condo has been tastefully renovated and decorated. Beautiful luxury vinyl and porcelain tile for easy maintenance and luxurious flooring. The bonus room has a sleeper for extra guests or enjoy for solitude. This 2/2 has a very comfortable and accommodating floor plan, which includes numerous closet space. A workable kitchen with granite countertops, generous cabinet space, all new stainless-steel appliances all while providing an exceptional view of the private lagoon and the gulf. The view can be enjoyed from the living room, dining room, master bedroom, and the private balcony, offering a seamless connection to the natural beauty surrounding the building. A new stackable washer/dryer enhances the convenience of handling laundry chores. Both bathrooms have been equipped with safety bars for added security. The master bath also features a new, higher commode and a beautiful, walk in shower. The HOA fee includes an Olympic style temperature-controlled pool, a private beach, a nature trail, a picnic area with grills, ground maintenance, 5G Wi-Fi, water and trash. For boating enthusiasts, boat slips may be purchased from the marina. The unit includes a designated parking space located under the building for added security. Pickle ball and tennis courts are also included as part of your HOA amenities. The community features a 24-hour manned gate for enhanced security. What you see, is what you get! Fully furnished, just unpack and unwind! It is time for you to enjoy the "FLORIDA LIFESTYLE" in this exclusive community of timeless elegance and watercolor sunsets!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,622 | $3,342 |
Total Monthly Payment | $2,988 | $3,120 | $3,840 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.