18456 MERSEYSIDE LOOP, Land O Lakes, FL, 34638 | $469,000

One or more photo(s) has been virtually staged. Roof replaced earlier this year! Step into this beautifully designed 4-bedroom, 2-bathroom home nestled on a scenic pond in the highly desirable Concord Station community, where natural light and soaring vaulted ceilings create a warm and airy atmosphere from the moment you walk through the door. The front living space welcomes you with endless possibilities—ideal as a formal living room or a combined living and dining area. Beyond that, the heart of the home opens up to a spacious kitchen with a large island that doubles as a breakfast bar, stainless steel appliances, double sink, and a convenient closet pantry. The adjacent versatile living area includes a built-in desk with cabinetry and expansive sliding glass doors that frame tranquil pond views. The primary suite offers its own serene escape with vaulted ceilings, private access to the covered back porch, a walk-in closet, and a spa-like ensuite featuring a dual vanity, garden tub, walk-in shower, ample storage, and a high-tech lighted mirror perfect for close-up grooming. The guest bathroom mirrors these upgrades with a dual vanity and lighted mirror, ideal for shared use. Enjoy the convenience of an interior laundry room connecting to the garage and a relaxing covered porch in the backyard for peaceful mornings or quiet evenings. Located within the amenity-rich Concord Station, residents enjoy access to a 5, 000 sq ft clubhouse, community pool, basketball and tennis courts, playground, picnic areas, walking and biking trails, and picturesque parks and ponds. This home is just 7. 5 miles from Tampa Premium Outlets, offering designer brands and a wide selection of restaurants, and 8. 5 miles from The Shops at Wiregrass, a charming open-air shopping center with boutiques, dining, and seasonal events. Also nearby is the Land O' Lakes Recreation Complex just 6. 5 miles away, featuring athletic fields, indoor gym, and playgrounds; Suncoast Trail is only 5 miles away and perfect for walking, running, or cycling through scenic conservation areas; and Upper Tampa Bay Trail is about 14 miles away, offering another beautiful outdoor escape. For aquatic fun and adventure, Adventure Island Water Park is just 21 miles away, and Busch Gardens Tampa Bay is 22 miles away with thrilling rides, live shows, and animal experiences. Located just 3 miles from the Suncoast Parkway and approximately 7 miles from I-75, this home offers quick access to major highways, making daily commuting to downtown Tampa, the airport, or surrounding areas incredibly convenient and efficient. With so many amenities and attractions close by, this home combines peaceful pond-side living with unbeatable accessibility to work, play, and everything in between.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 2006
  • Garage: 2-car Covered, Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,990
  • Acreage: 0.16
  • Est. Taxes: $7,913
  • HOA Fee: $195 Annually
  • Lot Desc: Cleared, Level, Sidewalk
  • View: Water
  • Elem. School: Oakstead Elementary-PO
  • Middle School: Charles S. Rushe Middle-PO
  • High School: Sunlake High School-PO
  • Pet Policy: Yes
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: W7874422
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/W7874422/18456merseysideloop_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 7:47:07 PM)

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NMLS Mortgage Loan Originator ID 2104486

860.625.5780

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18456 MERSEYSIDE LOOP, Land O Lakes, FL, 34638

$469,000

Joanne Micali Herlihy

Sales Associate

William Raveis Real Estate

Phone: 860.841.1965

Joanne.Herlihy@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,200 $375,200 $375,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $659 $659 $659
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,372 $2,465 $3,141
Total Monthly Payment $3,106 $3,199 $3,875

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.