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Discover this 3-bed, 3. 5-bath charming townhome, a builder's former model home with premium upgrades, meticulously maintained by one owner. It offers a combination of modern design and practical features that make it a standout coastal property. Key Features: 1920 sqft-3 beds, 3. 5 baths with 2 ensuite bedrooms with walk-in closets & marble vanities. Enjoy a bright, open-concept living area with a cozy fireplace framed in granite and sliding doors that open to a private deck-ideal for outdoor relaxation. The kitchen boasts a granite countertop, full-length ceiling-height cabinets, and high-end finishes. The main level includes a half bath and hardwood floors, while the second floor has one ensuite bedroom with an attached bath and walk-in closet and a secondary bedroom with a full bath. The third floor impresses with another large ensuite bedroom with a bath and walk-in closet. The unfinished walkout basement offers ample storage or the potential for future customization. Additionally, there is central air conditioning, propane heating, and a convenient upper-level laundry. Located in Niantic's Seaspray Condominium complex, this property is just minutes from local beaches, Rocky Neck State Park, a walkable downtown, and community events like parades and festivals. This townhome is the ideal mix of coastal charm and modern living. Special Features: Granite countertops, Fireplace, Central air cooling & Heating, full-length ceiling-height cabinets.
Type | Description | Level |
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Bedroom 1 | Upper | |
Bedroom 2 | Full Bath,Walk-In Closet | Upper |
Dining Room | Granite Counters,Tile Floor | Main |
Living Room | Balcony/Deck,Combination Liv/Din Rm,Fireplace,French Doors,Hardwood Floor | Main |
Primary Bedroom | Full Bath,Walk-In Closet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $362,320 | $362,320 | $362,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,260 | $2,380 | $3,033 |
Total Monthly Payment | $2,756 | $2,876 | $3,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.