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Welcome to 5035 Gum Tree, a refined coastal retreat nestled in the prestigious community of The Retreat at Brownswood, one of Johns Island's most coveted addresses. This elevated Aiken plan masterfully combines timeless design with modern luxury, offering 4 bedrooms, 3 full baths, and an expansive drive-under garage with abundant storage. Exceptional features include: - A stunning gourmet kitchen with custom white cabinetry, an elegant gray island, quartz countertops, designer up-lighting and down-lighting, gas cooking, a pot filler, and an oversized walk-in pantry- Wide-plank engineered hardwood floors flowing seamlessly throughout the entire home- Gracious screened porch and extended deck overlooking a private, wooded HOA preserve- Sophisticated gas fireplace anchoring the main living space - Guest suite conveniently located on the main level, complete with a full en-suite bath - Whole-house filtration system providing clean, high-quality water throughout the home - Tesla Powerwall and 6KW solar energy system for enhanced efficiency, sustainability, and backup power Upstairs: - Serene primary suite featuring dual linen closets, a spa-inspired luxury shower, and a private walk-out porch perfect for morning coffee or evening relaxation - Two additional spacious bedrooms and a versatile loft space, ideal for a media room, office, or additional lounge Additional Highlights: - Premium corner lot backing to protected wetlands and Simmons Creek, offering rare privacy and stunning natural views - Situated on a quiet cul-de-sac, just moments from Johns Island's acclaimed dining, shopping, and vibrant lifestyle amenities This thoughtfully designed home presents an unparalleled opportunity to enjoy Low-country living at its finest an exceptional layout offering endless possibilities for luxurious, effortless living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,787 | $3,936 | $5,016 |
Total Monthly Payment | $3,879 | $4,028 | $5,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.