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Welcome to this beautifully appointed 5-bedroom, 3-bathroom home located in the sought-after master-planned community of The Ponds in Summerville, SC. From the moment you arrive, the inviting front porch sets the tone for Southern charm and hospitality. Step inside to discover a formal dining room currently being used as an office, and an open-concept living space with custom built in electric fireplace all centered around a stunning kitchen. The heart of the home features an updated central island, modern fixtures, and a gorgeous brick backsplash that adds warmth and character. Ideal for guests or multi-generational living, the first floor includes a private bedroom suite with a full bathroom. Upstairs, the spacious primary suite offers a peacefulretreat with a substantial en-suite bathroom featuring double vanities, a walk-in shower, and a generous walk-in closet. Two additional bedrooms, a full bathroom, a large bonus room, and a conveniently located laundry room complete the second floor, offering plenty of space for work, play, and relaxation. Outside is a nice patio out back and a white picket fence surrounding the entire front and back yard. Located in one of Summerville's most desirable communities, The Ponds offers exceptional amenities including a pool, miles of scenic trails, a clubhouse, outdoor amphitheater, picnic pavilion, and access to fishing and kayaking on Schultz Lake, all surrounded by protected woodlands. Don't miss your chance to own a home that combines modern comfort with unmatched community living. Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,454 | $2,547 | $3,208 |
Total Monthly Payment | $2,529 | $2,622 | $3,283 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.