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Don't Miss This Exciting Opportunity to Own a Newly-Renovated Home on a . 25 Acre Corner Lot in Riverland Park, One of the Most Desirable Neighborhoods on James Island - Less than 6 Miles from Historic Downtown Charleston & 9 Miles from Folly Beach! ** Enter this Stunning Home from the Wrap-around Front Porch to be Greeted by Brand New Flooring & Smooth Ceilings throughout the Spacious Open Floorplan. Relax by the Gas Fireplace in the Family Room, or Entertain Guests from the Eat-in Ktichen, which boasts of Deep Espresso Cabinets, Quartz Countertops, Kitchen Island, Breakfast Bar for Extra Seating, and Brand New Stainless Steel Appliances! ** Unwind in the Dreamy Owner Suite on the Main Floor, featuring a Gorgeous Feature Wall and a Luxurious En Suite Bathroom that includesDual Vanity Sinks, Shiplap, Quartz Countertops, and a Floor-to-Ceiling Tile Shower with a Rainfall Shower Head ** Upstairs, you'll find Three Large Bedrooms, including One Bedroom with a Private En Suite Bathroom & Spacious Walk-in Closet, as well as Two Jack-and-Jill Bedrooms that Share an Adjoining Bathroom ** Additional Features include a Large Mudroom/Laundry Room with Backyard Access & a Detached 2-car Garage with a Brand New Garage Door Motor, Keypad, and Remotes ** Take your Entertaining to the Fully-Fenced Private Backyard, where you can Cozy up to the Firepit on the Brick Patio ** This Amazing Home enjoys Easy Access to an Abundance of Shopping & Dining on Folly Road & Maybank Highway - Just a 3 Minute Drive from James Island County Park and Less than a Mile from the James Island Municipal Golf Course!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$793,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $634,400 | $634,400 | $634,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,958 | $4,168 | $5,311 |
Total Monthly Payment | $4,050 | $4,260 | $5,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.