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Discover the Whittley floorplan by David Weekley Homes, offering an open and inviting living space with luxurious features. The extra wide paver (fits 3 cars) driveway and covered front porch welcome you into a home adorned with tile flooring, new carpet / pad, 9' ceilings and 8' interior doors. The expansive living area boasts a triple slider leading to a covered patio and private backyard with mature hedges and privacy fencing. The gourmet kitchen features granite countertops, a center island with bartop seating, white cabinets, tile backsplash, stainless steel appliances including a new refrigerator & dishwasher, gas stove and decorative lighting. Adjacent is a spacious dining area and walk-in pantry. The extended primary suite offers dual vanities, a walk-in tile with rainhead shower, and a generous walk-in closet. Two junior suites each include walk-in closets and private baths with tile showers. A fourth bedroom with nearby bath are also included in this best-selling home plan. Additional amenities comprise a drop zone with bench near the laundry, equipped with cabinets and folding station; washer and dryer are included. The backyard oasis features a heated saltwater pool with waterfall (installed in 2020), full irrigation system, natural gas firepit, and is pre-piped for a gas grill. Whole house gutters, a tankless water heater, ceiling fans, water softener, AC / Heat Dehumidifier and a 2. 5 car garage, with golf cart port complete this exceptional home. Located in an award winning St Johns County community with a full-time Lifestyle Director, organized activities for all ages, resort-style amenities which include a clubhouse, fitness center multiple pools, community garden, kayak launch, Ladybird lazy river, tennis courts, parks and walking trails. Shearwater is also home to Timberlin Creek Elementary & the newly opened Trout Creek K-8 Academy.
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Our Executive Mortgage Banker:
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$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $657 | $657 | $657 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,888 | $4,094 | $5,217 |
Total Monthly Payment | $4,637 | $4,843 | $5,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.