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“OWN YOUR FREEDOM- No HOA, No CDD! Welcome to this beautifully maintained 3-bedroom, 2-bath, pool home featuring a desirable split-floor plan and elegant crown molding. With just two owners- the original builder and the current seller- this home has been lovingly cared for, and it shows. Enter a bright and expansive living room featuring soaring ceilings and elegant crown molding, ideal for both relaxing evenings and lively entertainment. The impressive kitchen offers an abundance of space, extensive cabinetry, sweeping countertops, and a large peninsula, all complemented by tall ceilings and exquisite crown molding. Retreat to the generous primary suite, a serene sanctuary designed for comfort and relaxation, featuring a newly updated walk-in dual shower (March 2025) that adds a spa-like touch to your everyday. The split floor plan provides two additional bedrooms and a bath on the opposite side of the home – ideal for guests or family members seeking extra privacy. Step outside to your private swimming pool under a screened lanai – ideal for soaking up the Florida sunshine in your own backyard oasis. Child safety fencing is provided and easily installed, giving peace of mind to families with little ones. Additionally, the yard boasts a unique mature edible landscape with a variety of fruits and vegetables planted. Complete with a detailed book listing everything that is growing on the property – perfect for the garden enthusiast or anyone looking to live sustainably. The backyard also features a spacious wooden shed equipped with a garage door entry and a separate locked access. Ideal for additional storage or easily adaptable as a workshop, she shed, studio, or creative outdoor retreat. The RV pad offers RV 30 AMP, additional parking, with conveniently installed EV car charger on the driveway caters to eco-conscious and electric vehicle owners. Also, the garage is fully equipped with built in storage, a workbench, and all the essentials to create the ultimate man cave or functional workspace. Additional features include roll –down hurricane screen pad, clear hurricane shutters for all windows, Ring security camera, and a central vacuum system. This elegant home truly has it all. Come, make it your dream. Located just 7. 5 miles from Sharkey's on the Pier and Caspersen Beach. This home offers effortless access to premier shopping, fine entertainment, fine dining and cultural attractions. This is coastal living at its finest. Roof 2023 including wooden shed roof is 25-year warranty. There are 18 years left of the transferable warranty. The warranty is transferred to the new owner who contacts them within 60 days of purchase. Heat Pump HVAC 2024, 50 Gallon Water Heater 2024, Dishwasher 2024, Refrigerator & Microwave 2023, Washing Machine 2024
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,372 | $2,465 | $3,141 |
Total Monthly Payment | $2,643 | $2,736 | $3,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.