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One or more photo(s) has been virtually staged. **PRICE ENHANCED! **Fall in love with this nearly new home, built in 2023, where safety, comfort, and the creation of cherished memories await you. This stylish 4-bedroom, 2-bathroom residence with a 2-car garage is ready for you now in the desirable GATED community of Whispering Pines. Imagine peaceful mornings overlooking serene nature views from your covered lanai, where you can sip coffee and watch the world wake up. Embrace the "Daylen" open floorplan, thoughtfully designed for both functionality and style, allowing you to host gatherings and create lasting memories. The spacious kitchen features a generous center island with Quartz countertops, seamlessly connecting to the gathering room and café area—perfect for entertaining family and friends. Upgrades include 42" wood cabinetry with crown molding, gas range, and stainless steel refrigerator, dishwasher, and microwave. Retreat to your private Owner's Suite, complete with a luxurious bathroom featuring a huge shower, dual sinks, Quartz countertop, and an enormous walk-in closet. This is the perfect primary bedroom, providing a tranquil sanctuary to unwind after a long day. With three additional bedrooms and full bath, there's ample space for everyone to relax and enjoy their own slice of paradise. Also a large indoor laundry room with WASHER & DRYER is included. Conveniently located just off US-41 and minutes from SR-54, this community offers easy access to I-75 and Suncoast, & Veterans Expressway. Enjoy resort-style amenities, including a cabana, POOL, playground, and small & large dog park, all within a secure environment that fosters a sense of community and belonging. Plus, benefit from being zoned for highly-rated Pasco County schools. Enjoy high-speed internet and TV included in the HOA! Beautiful pristine view of a large pond directly in front of the home! Why wait to build at a higher cost when this stunning, nearly new home is available now on a premium cul-de-sac homesite with a front view of the pond? There is a large covered, trussed patio & fenced backyard with NO BACKYARD NEIGHBORS! Create the love, memories, and peacefulness you've always dreamed of—schedule your tour today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $610 | $610 | $610 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,196 | $2,312 | $2,946 |
Total Monthly Payment | $2,881 | $2,997 | $3,631 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.