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Nestled in the desirable Governor Francis neighborhood of Warwick, this well-kept Ranch is the perfect blend of comfort and convenience. Offering true single-level living, this home features two spacious bedrooms and a beautifully updated kitchen with white shaker cabinets and soaring cathedral ceilings, creating an open and airy feel. The seller has made many improvements over the years, ensuring a move-in-ready experience for the next owner. Step inside and be greeted by a warm and inviting layout, perfect for everyday living. A highlight of the home is the bright and airy three-season room, featuring charming exposed beams, a knotty pine accent wall, and abundant natural light. With the potential to add heat, this space could easily be transformed into a cozy year-round retreat. Additional upgrades include a young roof and a newer automatic garage door, adding both value and convenience. The newer central AC provides efficient cooling during the warmer months, while the fully fenced yard offers privacy and space for outdoor enjoyment. Located in one of Warwick's most sought-after neighborhoods, this home is just minutes from local amenities, marinas, and scenic waterfront areas. Whether you're a first-time homebuyer, downsizing, or simply looking for a well-maintained home in a fantastic location, this property checks all the boxes. Don't miss the opportunity to make this charming ranch your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $425 | $425 | $425 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,445 | $2,575 | $3,255 |
Total Monthly Payment | $2,945 | $3,075 | $3,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.