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Presented by![]() The Whiteman Team |
Views and Expansion Potential. For more than half a century this property in Indian Cove has been in the same family. They loved the site, the house and being a member of the Indian Cove commuinity. The site is high with views of the beach, the Cove and Long Island Sound. There is a extra, small, direct water-front parcel across the street from the main house. Great place for Adirondak chairs for enjoying the view. This two-bedroom, one bath house was renovated in 2018 with vinyl siding, Thermopane windows, new insolation in walls and ceilings and refreshed kitchen and bath. There are two bedrooms and one full bath. In addition to the large main room (big enough for lounging and dining) there is an enclosed three-season porch that spans the entire front of the building with view, views, views!!. With a crawl space under the house and a hatch to the attic there is some storage. It appears that there is expansion potential. The Association Beach and Dock are just at the end of the road plus a town beach only steps away. Home is being sold "As Is". The house is ducted for FWA heat however the furnace is nonfunctioning. Located within 5 minutes of downtown Guilford and 20 minutes to New Haven there are restaurants, shops, theatre, plus easy access to NYC via car or train. A year-round home or easy get-away this house is great as is or as the start of something bigger.
Type | Description | Dimensions | Level |
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Bedroom 1 | Softwood Floor | 10.0 x 10.0 | Main |
Full Bath | Full Bath,Tub w/Shower | Main | |
Kitchen | Vinyl Floor | 10.0 x 15.0 | Main |
Living Room | Softwood Floor | 19.0 x 20.0 | Main |
Other | 8.0 x 30.0 | Main | |
Primary Bedroom | Softwood Floor | 10.0 x 10.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $872 | $872 | $872 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,540 | $3,722 | $4,688 |
Total Monthly Payment | $4,504 | $4,686 | $5,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.