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Escape to your own private oasis on Lake Hartwell! This stunning lakefront property boasts an open floor plan perfect for lakeside living and entertaining. Situated at the end of a peaceful cul-de-sac, the tree-lined driveway leads you to over half an acre of secluded paradise. Imagine unwinding on the expansive 900 SQFT deck, complete with retractable awnings for ultimate comfort, while enjoying breathtaking water views. A private path meanders down to your own dock, offering endless opportunities for lake adventures. Inside, soaring 2-story windows frame picturesque lake vistas, filling the home with natural light. The main floor features beautiful hardwood floors and a magnificent floor-to-ceiling stone fireplace with gas logs, creating a cozy ambiance. The master bedroom is conveniently located on the main level, with a stylishly updated bathroom. The full finished basement offers a walkout to a charming shaded patio area paved with flagstone, ideal for outdoor relaxation. With a cedar siding exterior, this property also includes a 1-car attached garage, a detached 2-car garage with a workshop, and a convenient 1-car carport – providing plenty of space for vehicles and hobbies. Don't miss this exceptional opportunity to own your piece of Lake Hartwell!
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$700,000
William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,586 | $3,722 | $4,688 |
Total Monthly Payment | $3,998 | $4,134 | $5,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.