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Timeless Elegance Meets Exceptional Value in the Heart of Midtown Manhattan Welcome to Residence 4B at 146 East 49th Street, a gracious two-bedroom, one-bath co-op apartment located on a picturesque, tree-lined block in a distinguished Emery Roth-designed prewar building. This beautifully proportioned Midtown Manhattan home is rich in original architectural detail, featuring soaring beamed ceilings, classic moldings, and a large, sun-filled living area. Oversized windows flood the space with natural light throughout the day, while City Windows provide a remarkably peaceful, pin-drop quiet environment—ideal for both entertaining and relaxing. The generous layout includes an oversized primary bedroom that comfortably fits a king-sized bed with two deep closets discreetly tucked away for easy access. The second bedroom offers exceptional quiet and flexibility, perfect for bedroom, guest room, home office, or nursery. It also includes abundant built-in closet space for easy storage. The windowed bathroom features timeless prewar charm, and the spacious, windowed kitchen is equipped with stainless steel appliances. A standout feature of this residence is the in-unit washer and dryer—grandfathered by the co-op—which is fully approved to remain and may be updated by the next owner, a rare and coveted convenience. There is also the potential to add a powder room, pending board approval. 146 East 49th Street is a pet-friendly, elevator co-op offering convenient amenities including bike storage, a resident laundry room, rentable storage units, and a live-in superintendent. Located in the heart of Midtown East, this home is moments from Grand Central Terminal, the Chrysler Building, the United Nations, and top dining destinations like Smith & Wollensky, Toscana 49, and Manhattan Espresso Café. Enjoy close proximity to MoMA, Central Park, and some of Manhattan’s best shopping, cultural attractions, and transit connections. Offering timeless character, modern comforts, and exceptional convenience, Residence 4B is a rare opportunity to own a cla
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,045 | $4,204 | $5,358 |
Total Monthly Payment | $4,137 | $4,296 | $5,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.