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Welcome to 1293 North Avenue - a charming Cape-style home filled with character and thoughtful upgrades. Step into the inviting living room where warm hardwood floors and natural light set the tone, complemented by a fireplace and a pellet stove -- a cozy combination perfect for those cooler months. The main level includes a spacious formal dining room with ceiling fan and chair rail trim. The eat-in kitchen features crisp white cabinetry and newer appliances, offering ample space for daily living and entertaining. Just off the kitchen is easy access to the backyard oasis - a gardener's dream. This fully fenced yard has been lovingly transformed into a productive garden with raised beds, mature fruit trees, and a shed for storage. Rounding out the first floor is a comfortable bedroom and an updated full bathroom with modern finishes. Upstairs, you'll discover a second bedroom with charming wood-paneled walls and built-ins plus a generous bonus space - ideal for a home office, guest room, or potential third bedroom. Note: Both rooms appear to have hardwood floors underneath the carpeting! The basement includes laundry and provides plenty of storage space, including multiple rooms ideal for organizing seasonal items, tools, or even a workshop. Additional highlights include a brand-new boiler for efficient heating and solar panels to help reduce your energy costs. Conveniently located near shops, restaurants, and commuter routes!
Type | Description | Level |
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Bedroom 1 | Wall/Wall Carpet,Hardwood Floor | Upper |
Dining Room | Ceiling Fan,Hardwood Floor | Main |
Eat-In Kitchen | Vinyl Floor | Main |
Living Room | Fireplace,Pellet Stove,Hardwood Floor | Main |
Other | Wall/Wall Carpet,Hardwood Floor | Upper |
Primary Bedroom | Laminate Floor | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $291,920 | $291,920 | $291,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,821 | $1,918 | $2,444 |
Total Monthly Payment | $2,288 | $2,385 | $2,911 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.