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One or more photo(s) has been virtually staged. NEW PRICE & WHOLE HOME FRESH INTERIOR PAINT - Located in the desirable Palm Aire Country Club community, 6170 Misty Oaks Drive in Sarasota, Florida, is a spacious residence offering 3 bedrooms, 4 bathrooms, and a 2. 5-car garage equipped with separate doors for two vehicles and a golf cart. LOW HOA ONLY $174/YEAR & NO CDD FEES. GOLF COURSE NOT MANDATORY. The open floor plan includes a living room and dining area, as well as a combined family room and kitchen, ideal for both daily living and entertaining. The kitchen is enhanced with a wine fridge and an ice maker, catering to hosting needs. The oversized primary suite features custom-built walk-in closets, dual sinks, a garden bath, and a separate shower, providing a luxurious retreat. Bedroom 2 includes a walk-in closet and a built-in wall desk, while Bedroom 3 offers a unique loft area, adding versatility to the living spaces. The expansive screened-in lanai, measuring 79 feet by 30 feet, includes a covered area, creating an inviting outdoor space that overlooks the golf course and pond. Facing west, the backyard offers stunning sunset views. The property boasts a pool and spa with both solar and electric heating, complemented by a solar pool cover, ensuring year-round enjoyment. Practical features include a whole-house Generac GENERATOR installed in 2020, capable of powering the home for UP TO 10 DAYS, with maintenance paid through 2025, and supported by a 500 GALLON BURIED PROPANE TANK. A 90-FT DEEP WELL FOR IRRIGATION, promoting efficient water use. Recent updates encompass a NEW ROOF in 2018, a NEW DOUBLE GARAGE DOOR in 2022, a SOLAR HOT WATER HEATER, IMPACT WINDOWS FRONT BEDROOM & LIVING ROOM Installed in 2023, SHUTTERS for the LANAI AREA off the LIVING & FAMILY ROOMS enhancing energy efficiency and storm protection. Palm Aire Country Club offers a range of amenities, including two championship 18-hole golf courses, eight Har-Tru tennis courts, pickleball courts, a heated junior Olympic-size saltwater swimming pool, and a 24/7 fitness center. Membership is OPTIONAL, with various plans available to suit different interests. The home's prime location provides easy access to the Mall at University Town Center, featuring over 100 stores and numerous dining options, as well as proximity to I-75 for convenient commuting to Tampa or Naples. Additionally, the beautiful beaches of Manatee and Sarasota counties are within a short drive, offering ample recreational opportunities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,287 | $3,416 | $4,353 |
Total Monthly Payment | $3,861 | $3,990 | $4,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.