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Under contract-accepting backup offers. Do you love the idea of having a unique home located in an amazing place that overlooks the water without having to worry about flooding? Then come and check out this rare find in Ponderosa Park where retirement living is at its best! This adorable and exceptionally well-maintained home with new pergo flooring that is dog scratch proof, an A/C that has an Ultra Violet Filter inside the unit that kills mold, under sink reverse osmosis filter, appliances less than 3 years old, plumbing from the septic in the home to the street was redone 3 years ago due to roots breaking the lines that cost the sellers $7k, sunroom windows all new, and the roof was resealed in 2019! This oasis is comfortable and ready for you to fall in love and let's not forget, you own the land your home is on and in this spectacular park where the HOA is not only super affordable at $250 a year, but it also offers so much more with a large, heated pool and community clubhouse that is full of fun and ongoing events; so much for so little! Gorgeous and furnished home that you will find warm and inviting the moment you walk in the door, all you will need to bring is your toothbrush! The low maintenance yard means you will have even more time to spend enjoying the great outdoors and sunny weather especially with all the outdoor sitting areas (3 of them), which is in itself unusual and let's talk about that backyard overlooking the pond that is just so peaceful, pristine and pretty! This unique and affordable community has so much to delight its residents you will wonder why you didn't move here sooner. Hang out with friends at the Clubhouse, attend one of their many functions focused on having fun or just walk the quiet streets with neighbors and friends. Ponderosa Park is centrally located to shopping, restaurants, churches, medical facilities, etc. with the Gulf of Mexico only a short distance if Salt Life is more your thing. Easy commute to Tamp and St. Pete! This home is waiting for you to come and start living the dream!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$169,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $859 | $893 | $1,138 |
Total Monthly Payment | $1,075 | $1,109 | $1,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.