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Welcome to 5104 2nd Ave E, a beautifully upgraded former builder model in The Cove at Terra Ceia Bay Villas, a peaceful and maintenance-free community where every day feels like a retreat. This corner-lot villa backs up to a tranquil preserve, offering privacy with no rear neighbors and peace of mind with its elevation at 17 feet above sea level—having sustained no damage from recent storms.
The home welcomes you through a private side entrance with an upgraded glass front door and opens into a light-filled interior featuring luxury vinyl plank flooring, crown molding, and tray ceilings. The kitchen is both elegant and functional with lighted glass-front cabinetry, a large stainless steel sink, soft-close cabinets, and an upgraded subway tile backsplash. New interior paint and custom window shades add to the fresh, modern feel.
The spacious primary suite includes a large walk-in closet, upgraded wood shelving, and a spa-like bathroom with a walk-in glass shower and pocket doors. Guests will enjoy their own private space on the opposite side of the home. Additional features include a 1-car garage with finished floors, two extra driveway parking spaces, and attic access via pull-down stairs for added storage.
You’ll love relaxing on the screened back porch, where you can listen to the breeze in the trees and watch birds by the creek. Just a short walk away is the community pool, perfect for enjoying sunny Florida afternoons. The laundry room offers built-in cabinets and a convenient sink, ideal for post-beach or gardening cleanup. Storm shutters are included, and furniture is negotiable.
Whether you're looking for a full-time residence or a seasonal escape, this move-in ready villa delivers comfort, convenience, and style in one of Florida’s most charming communities. Schedule your private showing today and come see what vacation-style living truly feels like.
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Our Executive Mortgage Banker:
Our Insurance Division:
$306,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $245,520 | $245,520 | $245,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,572 | $1,632 | $2,055 |
Total Monthly Payment | $1,801 | $1,861 | $2,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.