5104 2ND AVENUE E, Palmetto, FL, 34221 | $306,900

Welcome to 5104 2nd Ave E, a beautifully upgraded former builder model in The Cove at Terra Ceia Bay Villas, a peaceful and maintenance-free community where every day feels like a retreat. This corner-lot villa backs up to a tranquil preserve, offering privacy with no rear neighbors and peace of mind with its elevation at 17 feet above sea level—having sustained no damage from recent storms.

The home welcomes you through a private side entrance with an upgraded glass front door and opens into a light-filled interior featuring luxury vinyl plank flooring, crown molding, and tray ceilings. The kitchen is both elegant and functional with lighted glass-front cabinetry, a large stainless steel sink, soft-close cabinets, and an upgraded subway tile backsplash. New interior paint and custom window shades add to the fresh, modern feel.

The spacious primary suite includes a large walk-in closet, upgraded wood shelving, and a spa-like bathroom with a walk-in glass shower and pocket doors. Guests will enjoy their own private space on the opposite side of the home. Additional features include a 1-car garage with finished floors, two extra driveway parking spaces, and attic access via pull-down stairs for added storage.

You’ll love relaxing on the screened back porch, where you can listen to the breeze in the trees and watch birds by the creek. Just a short walk away is the community pool, perfect for enjoying sunny Florida afternoons. The laundry room offers built-in cabinets and a convenient sink, ideal for post-beach or gardening cleanup. Storm shutters are included, and furniture is negotiable.

Whether you're looking for a full-time residence or a seasonal escape, this move-in ready villa delivers comfort, convenience, and style in one of Florida’s most charming communities. Schedule your private showing today and come see what vacation-style living truly feels like.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,307
  • Acreage: 0.07
  • Est. Taxes: $1,850
  • HOA Fee: $650 Monthly
  • View: Trees/Woods
  • Elem. School: Palm View Elementary
  • High School: Palmetto High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8373384
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/TB8373384/51042ndavenuee_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2025 8:17:09 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5104 2ND AVENUE E, Palmetto, FL, 34221

$306,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $245,520 $245,520 $245,520
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.172% 7.154% 6.172%
Monthly Tax Payment $154 $154 $154
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,572 $1,632 $2,055
Total Monthly Payment $1,801 $1,861 $2,284

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.