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Set on a peaceful 2-acre lot, this spacious 4-bedroom, 2. 5-bath home offers the perfect blend of comfort, style, and functionality in the heart of Richmond. Built with care and thoughtfully maintained, it's ready for you to move right in. Inside, you'll find a warm and inviting layout, featuring a bright kitchen, cozy living spaces, and room to entertain or relax. The primary suite offers a private full bath and a walk-in closet, while the second-floor laundry room with built-in storage adds everyday convenience. Step out back to your own private retreat perfect for relaxing in the jacuzzi or hosting gatherings on the spacious lawn. A 2-car garage provides plenty of storage, and the home's updated roof offers peace of mind. Whether you're looking to stretch out, settle in, or simply enjoy the quiet, this home offers the ideal setting especially for those who love a little extra room to breathe and a lot of cozy cuddle-season charm. Schedule your private showing today and discover the comfort of country living with all the right modern touches!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,389 | $3,568 | $4,547 |
Total Monthly Payment | $4,108 | $4,287 | $5,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.