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Pride of ownership is evident in this solid block single-level pool home, ideally located in the sought-after neighborhood of Lake Pasadena Estates, featuring attractive brick streets, classic street lamps and large oak trees. Residents of all ages enjoy leisurely strolls, fishing and an abundance of wildlife surrounding the natural beauty of the 5-acre freshwater Lake Pasadena. This home offers 3 bedrooms, 2 bathrooms, a single car garage and a screened-in pool, blending mid-century charm with modern coastal chic. You will love the spacious, light, and airy open-concept living/dining area, split-bedroom floor plan and gleaming terrazzo flooring. The eat-in kitchen is bright and updated equipped with an abundance of solid wood cabinets, granite countertops, a new refrigerator, a reverse osmosis water filtration system and recessed lighting. To the right of the foyer, you’ll find the primary bedroom, which has an en-suite bathroom and a generously sized walk-in closet. An updated hall bathroom and a secondary bedroom complete this side of the home. The third bedroom, located past the dining room, offers hurricane-rated sliding glass doors with a lovely view of the pool, a new mini-split AC system (2022) and a walk-in closet just outside the bedroom. From the living/dining room, two sets of sliding glass doors lead to your outdoor tropical oasis. The large, heated saltwater pool was resurfaced in 2023, and a new pool filter and motor with saltwater conversion were added in 2022. You’ll appreciate the wonderful Florida weather year-round from the privacy of your screened lanai and your own backyard, which is fully fenced and has a reclaimed water irrigation system. Keep your cost lower through extensive wind mitigation credits on your homeowners insurance with the recent addition of a new roof w/3rd nail hurricane clips, hurricane rated garage and front entry door, and projectile proof window coverings. Additional MAJOR UPGRADES were done between 2021-2025 to enhance your peace of mind, including new AC and ductwork, attic insulation, an upgraded electric panel, new driveway & sidewalk pavers, front entry porch tile, new gutters and soffits, exterior paint, new screens for pool enclosure, and PVC fencing. Inside, you’ll find beautifully refinished terrazzo floors, re-textured ceilings, recessed lighting throughout, new air vents, ceiling fans and light fixtures, new interior doors, custom blinds, fresh paint; and in the 3rd bedroom, a Haier mini-split system and hurricane rated sliding glass doors. The Nest Smart Home system manages your security cameras, AC and sprinkler system. FURNITURE & FURNISHINGS ARE NEGOTIABLE. This beautiful home is in a NON-FLOOD ZONE and experienced no damage from the hurricanes; is less than a mile to the Pinellas Trail, offers alley access and is within minutes to our beautiful beaches, shopping, restaurants and all that our great city has. Plan on previewing today. . . . . . you will not be disappointed!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $749 | $749 | $749 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,130 | $3,253 | $4,145 |
Total Monthly Payment | $3,971 | $4,094 | $4,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.