Completely renovated stately colonial on a private cul-de-sac in one of the area's most sought-after neighborhoods. This turnkey home seamlessly blends sophisticated style with practical comfort… The expertly designed open-concept main level features a gourmet kitchen as the heart of the home, with bright white cabinetry, premium stainless appliances, and a generous 13ft island with microwave drawer. The flowing layout connects to an inviting living room with fireplace and formal dining space and additional den. Luxury continues in the primary bedroom suite with spa-inspired ensuite bathroom. Additional highlights include a finished basement with outside entrance, California closet less than a year old, and reverse osmosis whole-house water filtration system. The outdoor oasis features a fully fenced semi-inground infinity-like pool surrounded by professional landscaping. Enjoy the outdoor kitchen with fridge, BBQ, sink and storage, plus a stunning gas fire pit, turfed top tier, custom sprinkler system, and custom backyard lighting. This meticulously renovated property includes updated HVAC (2017), new electrical, plumbing, cesspools, flooring, paint, siding, roof, bathrooms, kitchen, and appliances. Additional features include brand new washer/dryer, custom laundry room cabinets, alarm system with fire & CO2 detection, outdoor camera system, custom molding, electric remote blinds, and heated garage with interior hose. Located in Smithtown School District with low taxes, the stunning home presents a rare opportunity to enjoy luxury, convenience, and modern comfort!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.754% | 6.309% |
Monthly Tax Payment | $1,147 | $1,147 | $1,147 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,140 | $4,605 | $6,118 |
Total Monthly Payment | $5,379 | $5,844 | $7,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.