3924 ORCHARD HILL CIRCLE, Palm Harbor, FL, 34684 | $499,999

Come See the Jewel of Lake St. George. . . This 3-bedroom, 2-bathroom 2 car garage Home located in the heart of Palm Harbor, that has the best rated and most sought after Elementary, Middle and High Schools in Pinellas County. This home is ready to MOVE IN. This home will impress you from the moment you walk in. New Beautiful Porcelain wood Plank Tile floors installed throughout the entire home, a wide open floor plan that seamlessly integrates the kitchen with the living room, flowing effortlessly into the inviting sunlit backyard. The kitchen is a masterpiece of craftsmanship, featuring new quartz countertops, a custom backsplash, fresh cabinetry, and state-of-the-art appliances. Recent upgrades also include a NEW HVAC system and a NEW windows and French Doors. Newer Roof replaced in 2018 - New Recessed lighting, Ceiling fans and freshly painted walls with an orange peel texture enhances the home's contemporary appeal throughout. The home offers a welcoming family room and an expansive master bedroom alongside-well-appointed secondary bedroom. The modern bathrooms feature stylish finishes with expert craftsmanship. French doors from the open kitchen area and the master bedroom open to a large private backyard with brand new white Vinyl fencing. The exterior of the house has also been freshly painted.

Ideally located with convenient access to Honeymoon Beach (10 minutes), Clearwater Beach (15-20 minutes), Tampa (15-20 minutes), and Tampa International Airport. The community has a pool, playground, and tennis courts with minimal HOA fees of $422 per year paid semi annually . Making this property an exceptional opportunity for discerning buyers seeking both luxury and convenience in Palm Harbor and ideal schools.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1980
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,585
  • Acreage: 0.26
  • Est. Taxes: $2,005
  • HOA Fee: $211 Semi-Annually
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Range, Range Hood, Refrigerator
  • MLS#: TB8373289
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/TB8373289/3924orchardhillcircle_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2025 11:32:12 PM)
Listing courtesy of PARK PROPERTY GROUP   Phone: 727-216-6591

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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3924 ORCHARD HILL CIRCLE, Palm Harbor, FL, 34684

$499,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,999 $399,999 $399,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.154% 6.248%
Monthly Tax Payment $167 $167 $167
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,528 $2,659 $3,373
Total Monthly Payment $2,770 $2,901 $3,615

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.