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Nestled within the highly sought-after Watermark neighborhood, this home blends urban sophistication with a warm, hometown ambiance, the essence of refined Lowcountry living and southern charm. Its classic modern open-concept floor plan features abundant natural light, high ceilings, and gorgeous natural wood floors. The center hallway is flanked by an open living room and an opposite dining room which leads seamlessly into the gourmet kitchen, complete with a large central island and plenty of cabinetry for storage - perfect for both entertaining and everyday living. The primary suite is a true sanctuary, offering a spacious layout, tray ceilings, and an en-suite bath with a soaking tub, dual vanities, and a large walk-in shower. Three more upstairs bedrooms are generously sized andoffer ample room for family, guests, or home office needs. Step outside and enjoy the serenity of the beautifully landscaped private backyard. Its large patio and lush, colorful landscaping, with a fruiting fig tree, create the perfect spot for outdoor dining, relaxing, or hosting friends. This home is designed with sustainability in mind. The crawl space is encapsulated, which enhances insulation and reduces energy consumption. It also has discreetly and unobtrusively installed solar panels that generate substantial savings in utility costs. The Watermark community is known for its beautiful surroundings and excellent amenities, including a 33-acre lake, lakeside trails, and a resort-style lakefront pool with a sun deck, trellis, changing facilities, and a playground area. This home is in the heart of Mount Pleasant, near some of the East Coast's premier beaches. Shopping venues and culinary treats are nearby. Charleston, with historic sites spanning from pre-Revolutionary to modern times, museums, galleries, vibrant unique boutiques, maritime interests, and an internationally renowned culinary scene, is only a short few miles away. Additionally, the area has first-rate tennis and golf facilities, a national wildlife refuge, national forest trails, and unlimited water activities for outdoor enthusiasts. This property presents a rare opportunity for buyers seeking a harmonious blend of luxury, sustainability, and community in South Carolina's most coveted locale.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,076 | $6,403 | $8,711 |
Total Monthly Payment | $6,201 | $6,528 | $8,836 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.