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***MOTIVATED SELLER***MOVE-IN READY!!! Welcome home to this freshly painted 3bd/1. 5ba one story ranch style home. This home sits on a spacious lot with a fully fenced in back yard and private above ground swimming pool. Convenient location to Dorchester Road, I-526, Airforce Base, Boeing, and an abundance of shopping & Dining in North Charleston. Kitchen renovated in 2023 with quartz countertops, beautiful tile backsplash, and gorgeous white cabinetry. Off of the kitchen is a sunken room that can be used as a den, play room, or second family room. Down the hall you will find three bedrooms and a large flex room that can be used as a ''walk in closet''. You will love the convenience of a dedicated laundry room. Spend the summer in your new back yard relaxing on the deck, enjoying your heated pool or DIY in your large 12x15 storage shed with electricity. Recent updates include HVAC 2024, Tankless water heater 2021, kitchen reno 2023. No HOA or flood insurance required.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,629 | $2,059 |
Total Monthly Payment | $1,622 | $1,704 | $2,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.