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Beautifully situated in the heart of Johns Island, this well-maintained 2017 home is located in an X flood zone and comes with the added bonus of NO HOA fees! The inviting kitchen features granite countertops, stainless steel appliances, a farmhouse sink, and recessed lighting, all overlooking a deep ⅓-acre lot with plenty of privacy. The main level offers a large living room and dining area with hardwood floors, along with a convenient half bath. Upstairs, the spacious primary suite includes a walk-in closet and dual-sink ensuite, while two additional bedrooms share a full hall bath. A dedicated laundry room on the second floor adds to the home's functionality. Enjoy the peace of knowing no home will be built directly behind you. The driveway has an added additional parking and thecar garage offers a remote garage door opener and a separate storage or workspace. Ideally located just minutes from popular restaurants, shopping, and the newly updated Johns Island Park, this home offers both comfort and convenience! Schedule your appointment today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,622 | $3,315 |
Total Monthly Payment | $2,565 | $2,697 | $3,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.