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Beautifully updated 2-bedroom, 2. 5-bathroom condominium in the heart of North Charleston's Otranto Villas. Perfectly positioned for convenience, this home offers a short drive to Ladson, Hanahan, Boeing, and Charleston International Airport. Nestled in a cozy community of just 60 residents. Inviting open-concept layout, ideal for hosting friends and family. The living room is large with a warm cozy fireplace and diamond style tile floors tying it all together. Ceiling fans in every room ensure comfort year-round. The modern kitchen pops with marble countertops, a stylish backsplash, stainless steel appliances, and a large pantry with custom shelving. A breakfast bar seamlessly connects to the dining area, . . . perfect for casual meals or entertaining. Downstairs, a convenient half-bath with a granite vanity adds functionality. Upstairs, dual master suites, each with vaulted ceilings, generous closet space, and private ensuite bathrooms featuring granite vanities. Outside, a fenced backyard with a patio is perfect for grilling, and the community pool offers a refreshing escape during warm summers. Recent Improvements & Updates: 2159 Spoleto Ln Plumbing & Fixtures: Ï Replaced cracked sink in the 2nd bedroom Ï Installed all new sink stoppers Ï Replaced all under-sink plumbing, including kitchen Ï Installed new fridge water valve Ï Replaced both bathtub diverters Ï Installed a new outside front water spigot Electrical & Lighting: Ï Installed all-new ceiling fans in both bedrooms & living room Ï Upgraded all in-ceiling lights to LED Ï Added can lighting to the kitchen island & 2nd bedroom Ï Replaced all electrical outlets and switches (updated to white & fully operational) Ï Replaced all bathroom light fixtures HVAC & Air Quality: Ï Installed a brand-new HVAC system ($7, 500) Ï Completed professional air duct cleaning (3-year transferable warranty, includes mold warranty) Interior Enhancements: Ï Interior repainted (touch-ups may be needed) Ï Kitchen ceiling repaired due to previous leak (popcorn ceiling removed, damage professionally addressed) Ï Whole house deep cleaned Ï Laundry room fully renovated (new dryer vent installed, drywall replaced, taped, mudded, and painted) Ï Installed new curtain rods & curtains Structural & Exterior: Ï Replaced damaged exterior siding & painted (through HOA) Ï Replaced window in the dining room ($1, 800) Ï Installed new door locks Appliances (All New & Convey!): Ï Refrigerator Ï Range Ï Microwave Ï Washer & Dryer Additional Features: Ï Bathrooms feature granite countertops Ï Kitchen boasts marble countertops Ï Flooring: Ceramic tile downstairs, real hardwood on stairs & upstairs
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,920 | $175,920 | $175,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,126 | $1,169 | $1,473 |
Total Monthly Payment | $1,201 | $1,244 | $1,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.