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Welcome to this beautiful family home offering the perfect blend of comfort and space. Set on over half an acre of level land, this well-maintained property boasts 2, 322 square feet of thoughtfully designed living space with four bedrooms and two and a half bathrooms. Step inside to discover fresh paint throughout and brand new flooring across the entire first floor. The well-planned layout features spacious bedrooms and bathrooms, while the kitchen comes equipped with a gas stove and all appliances - including washer, dryer, and refrigerator - which will stay with the home. For entertainment enthusiasts, a 75-inch television is included as well. The outdoor space is truly a highlight, featuring a generous fenced-in backyard perfect for family gatherings and summer festivities. Take a dip in the 24-foot above-ground pool or enjoy peaceful evenings on the patio. A 10x20 metal storage building provides ample space for tools and outdoor equipment, while the attached two-car garage includes a mini-split system for year-round comfort. Located in the prestigious District 5 school zone, this property offers convenient access to interstates, shopping centers, dining options, and entertainment venues. The absence of homeowner association fees provides additional freedom for homeowners. Additional features include cozy gas logs in the fireplace and modern fixtures throughout. This move-in ready home combines the charm of suburban living with the convenience of city amenities, making it an ideal choice for families seeking their next perfect home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,747 | $1,839 | $2,344 |
Total Monthly Payment | $1,929 | $2,021 | $2,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.