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21 Spruce Lane, Clinton Corners, NY, 12514 | $499,888
Quiet country living for this oversized residential home on 5 acres. See the stars sparkle at nite! This 4 bedroom home lives like 5 bedrooms, 2. 5 baths, has 2, 664 square feet of living space. The three season porch 12x18 has cathedral ceiling with beautiful wood paneling to give you that rustic atmosphere. Overlooking 20x40 in-ground pool and sprawling back yard. If you love horses, there is a 16x20 pole barn with two stalls for 2 horses and hay loft. Enjoy riding around your own property in the open landscaping with woods in the back yard. Replacement windows thruout, hardwood floors on the main level. Large eat in kitchen with access door to backyard. Primary bedroom has walk-in closet and full bath with shower. All 4 bedrooms are on the same upper level. The possible 5th BR or computer office area is located in the lower level. Oversized family room in the lower level with wood burning fireplace is a great place for your entertainment. Can put a pool table and ping pong table. Has built in bookshelves for your books, photo albums, trophies and games. Combination laundry room and half bath is large enough and room to put a shower stall. The lower level has plenty of room for extended family living space. You will find this home has lots of closet and storage space. Oversize two car garage and plenty of space for your workshop table & tools. Home is set back from the road and has plenty of parking on the blacktop driveway. Home has been lovingly maintained by original owner for over 50 years! You are . 3 miles to the TSP Southbound. Easy access to Rhinebeck, Hyde Park, Pleasant Valley, great commuter location. School district is Pine Plains, low taxes. Come and discover what Clinton Corners has to offer. This home spells Home Sweet Home!
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Raised Ranch
- Year Built: 1973
- Garage: 2-car
- Heating: Baseboard, Oil
- Cooling: None
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 2,664
- Acreage: 5.02
- Est. Taxes: $7,391
- Lot Desc: Back Yard, Cleared, Corner Lot, Front Yard, Landscaped, Level, Part Wooded, Stone/Brick Wall
- Elem. School: Cold Spring Early Learning Ctr
- Middle School: Stissing Mountain
- High School: Stissing Mountain Jr/Sr High School
- School District: Pine Plains
- Pool: Fenced, In Ground, Outdoor Pool, Pool Cover, Vinyl
- Appliances: Dishwasher, Dryer, Electric Range, Refrigerator, Washer
- MLS#: 848223
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/848223/21sprucelane_clintoncorners_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21 Spruce Lane, Clinton Corners, NY, 12514
$499,888
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,910 | $399,910 | $399,910 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
| Monthly Tax Payment | $616 | $616 | $616 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,528 | $2,658 | $3,348 |
| Total Monthly Payment | $3,219 | $3,349 | $4,039 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535